During this module I have learned the three steps of the money management process. The three steps are awareness and setting financial goals, creating and activating plans, and evaluating and revising goals (Goldberg, pg 462-463). I have also learned the five major types of accounts an individual can posses. Most people have a checking's, savings, interest bearing checking, money market deposit, or certificate of deposit (Types of Bank Accounts, 2016). Each of these accounts offer different benefits. A checking's account allows you to securely store your money without interest and unlimited checks (Types of Bank Accounts, 2016). A savings account is low interest and designed to save money, therefore no checks are allowed (Types of Bank Accounts, 2016). An interest bearing checking's account has added services, fees, and interest than a basic checking's account (Types of Bank Accounts, 2016). A money market deposit account has higher minimum balances with limited checks allotted per month and fees assessed if the check exceed the permitted amount (Types of Bank Accounts, 2016). A CD account is used for long term investments and accumulates the highest interest rates, fees are assed for early withdrawal (Types of Bank Accounts, 2016). Some individuals prefer a non traditional way of banking due to the customer/ teller relationship or the pardons/deals they can negotiate with a teller that would never be allowed with an institution (Servon, 2013).